Nearest Rent A Center (2024)

FAQs

Does Rent-A-Center run your credit? ›

There is no credit needed to shop and no long-term commitment required at Rent-A-Center, so shopping for rent-to-own furniture, smartphones, appliances, computers, and electronics at our stores is a breeze. ** Maybe you're in need of new furniture in your home office, living room, or den.

The Same as Cash period provides your lowest early purchase option price. In the same as cash period, you can purchase the item by paying the difference between the rent you've already paid and the cash price shown on your agreement at any time before the Same as Cash period ends.

RAC provides new and used brand-named furniture, appliances, computers and electronics from brands, such as Ashley Furniture, Sony, Whirlpool Corporation, Dell and HP. As part of their rent-to-own business model, Rent-A-Center generally makes its items available with small initial payments and no long term obligations.

(800) 422-8186

Upbound Group / Customer service

While Rent-A-Center doesn't require credit checks, proving your earnings through a minimum pay stub for renting or other financial documents is needed to ensure you meet your payment obligations.

In a complaint filed with the judgment, Attorney General Bonta alleges that Rent-A-Center violated California's rent-to-own law in operating its business line known as Preferred Lease (formerly known as AcceptanceNOW), through which Rent-A-Center offers a rent-to-own option to customers inside of traditional retail ...

Renewal Payments received after the due date may be assessed a late fee in the amount specified in the rental agreement to the extent permitted by applicable state laws. Customers using online payment processing to make their payments are required to pay each agreement on which a payment is made, in full.

At Rent-A-Center, each refurbished item is restored to the best possible condition. We do the work, so you can enjoy the savings. Used laptops, computers, and electronics go through a factory reset process to restore the memory and remove all previous customer information. The rental items are thoroughly cleaned.

Today, Rent-A-Center employs about 13,000 people nationwide who serve more than one million customers. Rent-A-Center owns and operates 1,800 stores in 50 states, Washington, D.C., and Puerto Rico and has nearly 400 franchise locations.

Can I get a refund from Rent-A-Center? ›

Rent-A-Center offers a flexible return policy to its customers, allowing them to return rented items without incurring penalties or additional charges. If, for any reason, a customer decides to return an item within the first week of the rental agreement, they can simply return it to the store.

2. Does Rent-A-Center build credit? Rent-A-Center lease-purchase agreements do not report to credit bureaus and can neither help nor hurt your credit history.

When you're ready to rent or purchase your product, we'll apply this deposit to your first payment. And if you decide that the item isn't right for you within the first three days, cancel the reservation, and we'll refund your original deposit in full.

Plano, TX

Upbound Group / Headquarters

Before you rent an apartment, the landlord can check your credit history. You may also be asked to pay a holding deposit. If a credit check is requested, the landlord will check your credit history through a credit reporting agency. Landlords usually do this before deciding if they will rent to you.

Credit bureaus

Equifax, Experian and TransUnion offer several credit screening products for the rental market. These services may require an applicant to initiate the check, and generally count it as a soft inquiry.

If you or your landlord are not enrolled with a rent-reporting service, your rental payments will not make it to your credit reports. However, if you and your landlord have enrolled with a rent-reporting service, your monthly rental payments will be reported to credit bureaus and will appear on your credit report.

If you're looking to build credit, try paying off loans (such as car and house payments), reducing your credit card balance, and making sure to pay your rent on time. Does Aaron's report to credit bureaus? Aaron's does not currently report to credit bureaus.